01

Please read this terms and conditions with absolute caution. by Accessing and using this platform you agree to be bound by the terms below related to both this platform and any material on it. Luminous World HBA retains the right to modify this terms at any time without any notice to you. You're thus responsible for regularly reviewing thise terms continued use of this platform following any such changes shall constitute your acceptance of such changes. if you don't agree with this terms, please don't access this platform.

02

Luminous World HBA wons and maintains this platform. No act of downloading or copying from this platform will transfer title to any software or material from this platform to you anything that you transmit to this platform becomes the poperty of rptech may be used by rptech for any lawful purpose and is further subject to disclosure as damaged appropriate by rptech, including to any legal or regulatory authority to which rptech is subject. Luminous World HBA reservs all rights to copyright and trademark ownership of all material at this platform and will enforce such rights to the full extent of the law.

03

This platform and the information, tools and material on it are not directed to, or intended for distribution to or use by, anyone or any entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be in opposition to the law or regulation or which would subject Luminous World HBA or its affiliates to any registration or licensing requirement within such jurisdiction.

04

The information on this platform is provided "As it is". Luminous World HBA does not warrant the accuracy of the materials provided herein, either expressly or impliedly, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose. Luminous World HBA will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this platform. Although the information provided to you on this platform is obtained or compiled from sources we believe to be reliable, Luminous World HBA cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither Luminous World HBA, nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this platform or owing to any act or omission of any other party included in making this platform or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the platform or these materials, whether or not the circumstances resulting to such a cause may have been within the full or partial control of Luminous World HBA or any vendor providing software or services support.

05

If you communicate with rptech by e-mail, kindly note that the security of Internet e-mail is not certain. By sending any sensitive or confidential e-mail messages that are not encrypted you acknowledge and accept the risks of such uncertainty and possible lack of confidentiality over the Internet. The Internet is not 100% secure and someone may be able to intercept and read your information.

06

You agree to defend, indemnify, and treat harmless Luminous World HBA and our directors, subsidiaries, affiliates, licensors, partners, officers, agents, interns, contractors, service providers, subcontractors, suppliers, and employees, harmless from any kind of claim or demand, such as reasonable attorneys’ fees, made by any third-party owing to your breach of these Terms and Conditions or the documents incorporated by reference, or your breach of any law or the rights of a third-party.

07

If any section of these Terms is determined to be unlawful, unenforceable or void, such section shall nevertheless be enforceable to the maximum extent permitted by appropriate law, and the unenforceable section shall be deemed to be severed from the Terms and Conditions, such determination shall not in any manner affect the validity and enforceability of any other remaining sections.

08

Any failure to exercise or enforce any right or provision of the Terms herein shall not constitute a waiver of such a right or provision.

09

These Terms and any of our other policies or operating rules posted by us on this platform or regarding our platform constitutes the entire agreement and understanding between you and us, as well as govern your use of the platform, superseding any contemporaneous or previous agreements or communications, whether oral or written, between you and rptech (including, but not limited to, any previous versions of the Terms and Conditions).

10

Luminous World HBA reserves the right, at its sole discretion, to update, change or replace any part of the Terms here by posting updates and changes to its platform. It is your sole responsibility to check our platform periodically for any such changes. If you continue to use or access our platform following the posting of any changes to these Terms, you imply an acceptance of those changes.